New York Hard Money Lending Guide

Our platform has 398 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $52M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Continental Finance Corporation

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Avatar Financial Group

Loans from $500K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Gelt Financial LLC

Loans from $150K to $20M. Maximum loan-to-value percentage of 100%. 550 credit score required.

46 States

Straightline Funding

Loans from $25K to $1M. Maximum loan-to-value percentage of 90%. 680 credit score required.

43 States

ReCasa Financial Group

Loans from $60K to $1M. Maximum loan-to-value percentage of 75%. 680 credit score required.

16 States

JG Funding

Loans from $150K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

4 States

Emerald Creek Capital

Loans from $2M to $50M. Maximum loan-to-value percentage of 65%. 630 credit score required.

50 States

Madison Realty Capital

Loans from $3M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Commercial Lender Link

Loans from $100K to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

9 States

Chicago Capital Management Group

Loans from $300K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Mayava Capital Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

ATS Financial Solutions

Loans from $20K to $100M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

Commercial Mortgage Depot

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

2 States