Virginia Hard Money Lending Guide

Our platform has 391 hard money lenders that service Virginia. The loans they offer range from no minimum to $500M with an average cap of $52M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Virginia ranks as #14 in popularity for hard money lenders. The areas with the most real estate and lending activity are Virginia Beach, Norfolk, Chesapeake and Richmond. To find a lender that meets your exact criteria, submit a quick request.

Waterbeach Capital

Loans from $5K to $100K. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Dominion Mortgage Corporation

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

W Financial

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

New Era Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

Meridian Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Mesa West Capital

Loans from $20M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Alpha Funding Corp.

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Colony American Finance

Loans from $500K to $100M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

HouseMax Funding

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

47 States

Friendly Rehab Funds, a Virginia Trust

Loans from $50K to $1M. Maximum loan-to-value percentage of 75%. 680 credit score required.

1 State

SVN Capital Markets

Loans from $500K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

23 States

Capital Holdings LLC

Loans from $500K to $35M. Maximum loan-to-value percentage of 90%. No credit score required.

33 States

J. R. Andrews

Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 499 credit score required.

50 States

VLEX Consulting LLC

Loans from $55K to $2M. Maximum loan-to-value percentage of 85%. 680 credit score required.

37 States