Illinois Hard Money Lending Guide

Our platform has 390 hard money lenders that service Illinois. The loans they offer range from no minimum to $500M with an average cap of $53M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Illinois ranks as #17 in popularity for hard money lenders. The areas with the most real estate and lending activity are Chicago, Aurora and Rockford. To find a lender that meets your exact criteria, submit a quick request.

Chicago Bridge Loan

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

1 State

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

GoKapital Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Security National Commercial Capital

Loans from $500K to $8M. Maximum loan-to-value percentage of 75%. 700 credit score required.

14 States

RMAC Lending LLC

Loans from $50K to $500K. Maximum loan-to-value percentage of 70%. No credit score required.

3 States

Kennedy Funding

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

ICG10 Capital

Loans up to $10M. Maximum loan-to-value percentage of 60%. 550 credit score required.

44 States

Barnett Capital LTD

Loans from $1M to $50M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Commercial Partners of Texas

Loans from $100K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

8 States

GFS Commercial Loans

Loans from $150K to $15M. Maximum loan-to-value percentage of 90%. 580 credit score required.

46 States

Magnus Commercial Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

United Capital Companies

Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Raymond Frias

Loans from $500K to $100M. Maximum loan-to-value percentage of 67%. 525 credit score required.

23 States

CRE-Finance

Loans from $150K to $75M. Maximum loan-to-value percentage of 90%. 650 credit score required.

47 States