North Carolina Hard Money Lending Guide

Our platform has 403 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

SVN Capital Markets

Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

32 States

Rapid Merchant Capital, LLC.

Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Capital Property Group

Loans from $50K to $20M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sound Capital Loans, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. 680 credit score required.

14 States

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Blackhawk Investments Corp

Loans from $25K to $500M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Sunset Equity Funding

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. 570 credit score required.

50 States

Socotra Capital

Loans from $30K to $6M. Maximum loan-to-value percentage of 100%. No credit score required.

12 States

Borrower Solution

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

4 States

Kennedy Funding

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

ICG10 Capital

Loans up to $10M. Maximum loan-to-value percentage of 60%. 550 credit score required.

44 States

Investor Rehab Funding

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

40 States