Often the first question asked whenever any type of loan is discussed or researched is, what are the rates? The rates, in this regard, are referring to the interest rates on the loan. It's an important question to ask because the interest rates on your loan will often be the biggest expense you incur when borrowing.
What is the Loan-to-Value (LTV) Ratio?
The loan-to-value (LTV) ratio is essentially used as a measure of the risk by financial institutions and other lenders when considering a loan. Loans with higher LTV ratios are higher risk and, in most cases, result in a loan that costs more for the borrower.
What Are Hard Money Loan Points?
A hard money lender gives you money and in return, they charge you some fees. These fees are known as hard money loan points. Basically, they are the lender’s upfront costs or cash flow.
New to Hard Money Offers?
Hard Money Offers is a platform where borrowers can quickly and easily connect to hundreds of hard money lenders across the country to fund their real estate investments.
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