Alabama Hard Money Lending Guide

Our platform has 351 hard money lenders that service Alabama. The loans they offer range from no minimum to $500M with an average cap of $54M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Alabama ranks as #26 in popularity for hard money lenders. The areas with the most real estate and lending activity are Birmingham, Montgomery and Mobile. To find a lender that meets your exact criteria, submit a quick request.

IFC

Loans from $150K to $1M. Maximum loan-to-value percentage of 74%. 640 credit score required.

43 States

Daniel Molina

Loans from $100K to $3M. Maximum loan-to-value percentage of 80%. 600 credit score required.

48 States

RCN Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

45 States

Money 360

Loans from $3M to $25M. Maximum loan-to-value percentage of 75%. 500 credit score required.

50 States

Tremont Realty Capital

Loans from $10M to $250M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Kennedy Funding

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Green Lake Fund

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

T&M Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

46 States

Edward Voccola & Co

Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Magnus Commercial Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

United Capital Companies

Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Synergy Financial Partners

Loans from $100K to $10M. Maximum loan-to-value percentage of 77%. 525 credit score required.

17 States

Nat Avendano

Loans from $300K to $10M. Maximum loan-to-value percentage of 80%. 575 credit score required.

50 States

Patch of Land

Loans from $50K to $3M. Maximum loan-to-value percentage of 85%. No credit score required.

48 States