Alabama Hard Money Lending Guide

Our platform has 291 hard money lenders that service Alabama. The loans they offer range from no minimum to $500M with an average cap of $53M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Alabama ranks as #29 in popularity for hard money lenders. The areas with the most real estate and lending activity are Birmingham, Montgomery and Mobile. To find a lender that meets your exact criteria, submit a quick request.

PRIVATE CAPITAL INVESTORS

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 500 credit score required.

28 States

Chris Doster

Loans from $150K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States

Carol City Capital LLC

Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

Rapid Merchant Capital, LLC.

Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Sound Capital Loans, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. 680 credit score required.

14 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Avenue Capital Solutions

Loans from $25K to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Gelt Financial LLC

Loans from $150K to $20M. Maximum loan-to-value percentage of 100%. 550 credit score required.

46 States

Secured Investment Lending Corp.

Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 540 credit score required.

45 States

Sherman Bridge Lending

Loans from $50K to $1M. Maximum loan-to-value percentage of 85%. 600 credit score required.

16 States

Commercial Funding International

Loans from $500K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

W Financial

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

MCG

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Allied Commercial Funding

Loans from $100K to $2M. Maximum loan-to-value percentage of 75%. No credit score required.

43 States