Alabama Hard Money Lending Guide

Our platform has 349 hard money lenders that service Alabama. The loans they offer range from no minimum to $500M with an average cap of $54M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Alabama ranks as #26 in popularity for hard money lenders. The areas with the most real estate and lending activity are Birmingham, Montgomery and Mobile. To find a lender that meets your exact criteria, submit a quick request.

Carol City Capital LLC

Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Sound Capital Loans, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. 680 credit score required.

14 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

GoKapital Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Velocity Mortgage Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Commercial Funding International

Loans from $500K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

W Financial

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

MCG

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Silver Hill Funding

Loans from $250K to $2M. Maximum loan-to-value percentage of 100%. No credit score required.

43 States

Hallmark Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 620 credit score required.

7 States

Commercial Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States