Alabama Hard Money Lending Guide

Our platform has 352 hard money lenders that service Alabama. The loans they offer range from no minimum to $500M with an average cap of $54M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Alabama ranks as #26 in popularity for hard money lenders. The areas with the most real estate and lending activity are Birmingham, Montgomery and Mobile. To find a lender that meets your exact criteria, submit a quick request.

Snap.Build

Loans up to $1.5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

40 States

Rental Home Financing

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

Power Capital Solutions, LLC

Loans from $100K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.

21 States

Commercial Mortgage Alliance LLC

Loans from $100K to $3.5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

36 States

The FTranzacts Group

Loans from $5M to $500M. Maximum loan-to-value percentage of 82%. 500 credit score required.

50 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States

Clearedge Commercial

Loans from $75K to $2M. Maximum loan-to-value percentage of 80%. 680 credit score required.

47 States

A.J.T.M. Financial Group, Inc.

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Custom Mortgage, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Practical Funding Solutions

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Apex Mortgage Corporation

Loans from $25K to $1M. Maximum loan-to-value percentage of 65%. 650 credit score required.

50 States

Dynamic Equity Partners

Loans up to $50K. Maximum loan-to-value percentage of 60%. No credit score required.

50 States

Mercury Capital USA

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

North Shore Funding

Loans from $150K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Direct Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States