California Hard Money Lending Guide

Our platform has 450 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $24M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Triumph Capital Partners

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 600 credit score required.

19 States

Private Capital Investors

Loans from $1M to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

26 States

Ameriquest Financial Services LLC

Loans from $75K to $2M. Maximum loan-to-value percentage of 80%. 600 credit score required.

39 States

South End Capital Corporation

Loans from $175K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

45 States

Peak Choice Capital

Loans from $80K to $5M. Maximum loan-to-value percentage of 85%. 600 credit score required.

47 States

Orchard Funding

Loans from $100K to $3M. Maximum loan-to-value percentage of 75%. 600 credit score required.

2 States

The KPC Group, LLC

Loans from $150K to $50M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Crowd Lending Inc.

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

AMZA Capital

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Gist Group LLC

Loans from $50K to $15M. Maximum loan-to-value percentage of 90%. 550 credit score required.

32 States

Fund That Flip, Inc

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Primeau Funding

Loans from $250K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Speritas Capital Partners

Loans from $500K to $10M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

G&R Financial

Loans from $50K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

California Hard Money Direct

Loans from $50K to $20M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State