California Hard Money Lending Guide
Our platform has 555 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Petaluma Home Loans
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Allstar Capital Group
Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.
Infinity Commercial Lending
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Source Capital Funding, Inc.
Loans from $20K to $10M. Maximum loan-to-value percentage of 70%. No credit score required.
Christiansen Capital
Loans from $30K to $5M. Maximum loan-to-value percentage of 65%. No credit score required.
Summit Hill Capital
Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.
CRE-Finance
Loans from $150K to $75M. Maximum loan-to-value percentage of 90%. 650 credit score required.
Alternative Funding Partners
Loans from $300K to $10M. Maximum loan-to-value percentage of 65%. 600 credit score required.
SVN Capital Markets
Loans from $500K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.
TPN Lending
Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.
Global Capital Funding
Loans from $250K to $10M. Maximum loan-to-value percentage of 90%. 500 credit score required.
Bridgeview Mortgage
Loans from $1K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
PeerStreet
Loans from $75K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Agri Capital Inc.
Loans from $100K to $3M. Maximum loan-to-value percentage of 65%. 550 credit score required.
FK Capital Fund
Loans from $50K to $10M. Maximum loan-to-value percentage of 70%. No credit score required.
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