California Hard Money Lending Guide

Our platform has 553 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Battles Capital Investments Inc.

Loans from $50K to $75M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

VLEX Consulting LLC

Loans from $55K to $2M. Maximum loan-to-value percentage of 85%. 680 credit score required.

37 States

Patch of Land

Loans from $50K to $3M. Maximum loan-to-value percentage of 85%. No credit score required.

48 States

Creative Hard Money LLC

Loans from $50K to $10M. Maximum loan-to-value percentage of 100%. 620 credit score required.

50 States

RealtyShares

Loans from $150K to $1M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

American Life Financial Corp.

Loans from $250K to $8M. Maximum loan-to-value percentage of 65%. No credit score required.

12 States

ASF Capital

Loans from $250K to $20M. Maximum loan-to-value percentage of 80%. No credit score required.

1 State

Wilshire Finance Partners

Loans from $250K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Synergy Partners, LLC

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

49 States

Aries Capital

Loans from $3M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Meecorp Capital Markets

Loans from $5M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Green Lake Fund

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Aztec Financial

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

All Star Financial Services

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Core Private Lending

Loans from $100K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

3 States