California Hard Money Lending Guide
Our platform has 555 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Geneva Financial
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Synergy Financial Partners
Loans from $100K to $100M. Maximum loan-to-value percentage of 95%. 400 credit score required.
First Financial Depot, LLC
Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.
Hard Money Capital Group
Loans from $100K to $20M. Maximum loan-to-value percentage of 80%. 650 credit score required.
Darji Investments LLC
Loans from $100K to $5M. Maximum loan-to-value percentage of 3%. No credit score required.
Westmont Capital
Loans from $120K to $35M. Maximum loan-to-value percentage of 90%. No credit score required.
Mirate Equity LLC
Loans from $5M to $100M. Maximum loan-to-value percentage of 85%. 650 credit score required.
3E Capital, LLC
Loans from $1K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Custom Mortgage, LLC
Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
Roc Capital Holdings LLC
Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Apex Mortgage Corporation
Loans from $25K to $1M. Maximum loan-to-value percentage of 65%. 650 credit score required.
Anchor Funding Inc
Loans up to $10M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Lone Oak Fund, LLC
Loans from $1M to $50M. Maximum loan-to-value percentage of 60%. No credit score required.
Aspen Capital Funding
Loans from $1M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Mercury Capital USA
Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.
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