California Hard Money Lending Guide
Our platform has 555 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Shoreline Capital
Loans from $3M to $250M. Maximum loan-to-value percentage of 84%. 525 credit score required.
Coast Funding Corporation
Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.
Daniel Molina
Loans from $100K to $3M. Maximum loan-to-value percentage of 80%. 600 credit score required.
Black Onyx Lending
Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Lending One
Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Private Money Utah
Loans from $50K to $1M. Maximum loan-to-value percentage of 90%. No credit score required.
Equidy, Inc
Loans up to $3M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Socotra Capital
Loans from $30K to $6M. Maximum loan-to-value percentage of 100%. No credit score required.
Oracle Loans
Loans from $100K to $15M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Highline Financial Group
Loans up to $10M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Union Commercial Loans
Loans from $20K to $3M. Maximum loan-to-value percentage of 70%. No credit score required.
Stonecrest Financial
Loans from $100K to $5M. Maximum loan-to-value percentage of 65%. No credit score required.
Private Money Lenders
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Need a Loan?
Answer a few quick questions regarding your hard money requirements, and quickly get connected to lenders across the country. Compare loan offers and communicate with lenders directly on our platform until you find the deal you want. All available at no cost to you.