California Hard Money Lending Guide

Our platform has 555 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

J. R. Andrews

Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 499 credit score required.

50 States

Global Capital Funding

Loans from $250K to $10M. Maximum loan-to-value percentage of 90%. 500 credit score required.

49 States

Bridgeview Mortgage

Loans from $1K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

PeerStreet

Loans from $75K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Agri Capital Inc.

Loans from $100K to $3M. Maximum loan-to-value percentage of 65%. 550 credit score required.

1 State

FK Capital Fund

Loans from $50K to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

The Norris Group

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

2 States

GREI Financial

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Evoque Lending

Loans up to $1M. Maximum loan-to-value percentage of 65%. No credit score required.

1 State

KSI Capital Corp

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Madison Realty Capital

Loans from $3M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Bolour Associates

Loans from $1M to $15M. Maximum loan-to-value percentage of 75%. No credit score required.

8 States

Vanguard Hard Money

Loans from $50K to $1.5M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Chicago Capital Management Group

Loans from $300K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Dividend America

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States