California Hard Money Lending Guide

Our platform has 558 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

ASF Capital

Loans from $250K to $20M. Maximum loan-to-value percentage of 80%. No credit score required.

1 State

Wilshire Finance Partners

Loans from $250K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Synergy Partners, LLC

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

49 States

Aries Capital

Loans from $3M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Meecorp Capital Markets

Loans from $5M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Green Lake Fund

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Aztec Financial

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

All Star Financial Services

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Core Private Lending

Loans from $100K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

3 States

ABC Capital Investments

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Newport Center Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Apple Capital Group

Loans from $25K to $100M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Edward Voccola & Co

Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Mountain Pacific Financial

Loans from $100K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

10 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States