California Hard Money Lending Guide
Our platform has 558 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Louie Loans
Loans from $50K to $20M. Maximum loan-to-value percentage of 75%. No credit score required.
Union Home Loans
Loans from $20K to $3M. Maximum loan-to-value percentage of 65%. No credit score required.
Direct Commercial Funding
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
Integrity Capital
Loans from $500K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.
SJ Morgan Private Lending
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
American Funding Corporation
Loans from $5M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Vision Capital Funding
Loans from $50K to $5M. Maximum loan-to-value percentage of 65%. No credit score required.
Equity 1 Loans
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Summit Capital Funding
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
JID Investments, LLC
Loans up to $1M. Maximum loan-to-value percentage of 100%. No credit score required.
Artos Capital
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Hard Money Source
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Joint Venture Capital
Loans from $250K to $10M. Maximum loan-to-value percentage of 85%. 620 credit score required.
The FTranzacts Group
Loans from $5M to $500M. Maximum loan-to-value percentage of 82%. 500 credit score required.
GoKapital Inc.
Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.
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