California Hard Money Lending Guide

Our platform has 557 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Seattle Funding Group

Loans from $200K to $12M. Maximum loan-to-value percentage of 85%. 500 credit score required.

7 States

All Family Lending

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

1 State

HML investments

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

2 States

Velocity Mortgage Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Anglo-American Financial

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Lakeside Financial

Loans from $30K to $250K. Maximum loan-to-value percentage of 65%. No credit score required.

1 State

Blackburne and Sons Realty Capital

Loans from $100K to $3.5M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Arch Bridge Loans

Loans from $2M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

6 States

BSIP Capital

Loans from $30K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Meridian Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Huntington Coast Capital

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Finance One Asset Management

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Eastland Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Bayard Business Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Cushner Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State