California Hard Money Lending Guide
Our platform has 555 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Steven Simantob
Loans from $1M to $15M. Maximum loan-to-value percentage of 75%. No credit score required.
Corporate Capital
Loans from $150K to $400M. Maximum loan-to-value percentage of 95%. 500 credit score required.
Custom MTG Inc
Loans from $300K to $10M. Maximum loan-to-value percentage of 80%. 580 credit score required.
Amerifund Alternative Lending Division
Loans from $500K to $20M. Maximum loan-to-value percentage of 70%. 650 credit score required.
Fusion Private
Loans up to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Security National Commercial Capital
Loans from $500K to $8M. Maximum loan-to-value percentage of 75%. 700 credit score required.
Better Loans & Realty
Loans from $50K to $20M. Maximum loan-to-value percentage of 65%. No credit score required.
North Coast Financial Inc
Loans from $30K to $2M. Maximum loan-to-value percentage of 75%. No credit score required.
Capital Funding Financial
Loans from $100K to $25M. Maximum loan-to-value percentage of 90%. No credit score required.
Flatiron Realty Capital
Loans from $150K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
Direct Money Lenders
Loans from $100K to $2M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Rapid Funding
Loans from $1M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.
Louie Loans
Loans from $50K to $20M. Maximum loan-to-value percentage of 75%. No credit score required.
Union Home Loans
Loans from $20K to $3M. Maximum loan-to-value percentage of 65%. No credit score required.
Direct Commercial Funding
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
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