California Hard Money Lending Guide
Our platform has 555 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
The Money Brokers
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Builders Capital
Loans from $250K to $65M. Maximum loan-to-value percentage of 70%. 640 credit score required.
Lehua Sutterfield
Loans from $250K to $4M. Maximum loan-to-value percentage of 85%. 659 credit score required.
Versair Private Money
Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. No credit score required.
Investments Made LLC
Loans from $250K to $25M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Ally Acquisitions
Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. 620 credit score required.
Avatar Financial Group
Loans from $500K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
Gorilla Capital
Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
Straightline Funding
Loans from $25K to $1M. Maximum loan-to-value percentage of 90%. 680 credit score required.
Hanson Capital
Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Cal Pac Capital
Loans from $150K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Rehab Loan Group, Inc.
Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Dynamic Equity Partners
Loans up to $50K. Maximum loan-to-value percentage of 60%. No credit score required.
BaySierra Financial, Inc.
Loans from $50K to $2M. Maximum loan-to-value percentage of 75%. 600 credit score required.
Emerald Creek Capital
Loans from $2M to $50M. Maximum loan-to-value percentage of 65%. 630 credit score required.
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