California Hard Money Lending Guide

Our platform has 553 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Allied Commercial Funding

Loans from $100K to $2M. Maximum loan-to-value percentage of 75%. No credit score required.

43 States

Barthelemy Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

Trimark Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Abel Commercial Funding

Loans from $60K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

McCormick Homes and Loans

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Lincoln Road Funding Corporation

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Pacifica First National

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Global Integrity Finance

Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 621 credit score required.

48 States

Rental Home Financing

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

Attler Capital Group

Loans from $100K to $2.5M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Carlos Flores

Loans from $50K to $2.5M. Maximum loan-to-value percentage of 90%. 640 credit score required.

46 States

Billcutter Inc.

Loans from $50K to $15M. Maximum loan-to-value percentage of 90%. 500 credit score required.

1 State

Wambui Street

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

iBorrow

Loans from $2M to $30M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States