California Hard Money Lending Guide
Our platform has 553 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Lend Some Money
Loans from $25K to $10M. Maximum loan-to-value percentage of 65%. 594 credit score required.
Commercial Loan Direct
Loans from $1M to $5M. Maximum loan-to-value percentage of 90%. No credit score required.
Ashmore Partners
Loans from $75K to $2.5M. Maximum loan-to-value percentage of 80%. 600 credit score required.
Alliance Portfolio
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Metroplex Lending LLC
Loans from $10K to $500M. Maximum loan-to-value percentage of 100%. 400 credit score required.
Shoreline Capital
Loans from $3M to $250M. Maximum loan-to-value percentage of 84%. 525 credit score required.
Coast Funding Corporation
Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.
Daniel Molina
Loans from $100K to $3M. Maximum loan-to-value percentage of 80%. 600 credit score required.
Black Onyx Lending
Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Lending One
Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Private Money Utah
Loans from $50K to $1M. Maximum loan-to-value percentage of 90%. No credit score required.
Equidy, Inc
Loans up to $3M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Socotra Capital
Loans from $30K to $6M. Maximum loan-to-value percentage of 100%. No credit score required.
Oracle Loans
Loans from $100K to $15M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Highline Financial Group
Loans up to $10M. Maximum loan-to-value percentage of 75%. 550 credit score required.
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