California Hard Money Lending Guide

Our platform has 553 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Level 4 Funding

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

8 States

PacFunding Group

Loans from $500K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

CME Real Estate & Loan Services

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

All Inclusive Realty Group

Loans from $10K to $500K. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Valley Mortgage Investments

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Pinnacle Lending Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

2 States

Crawford Park Financial

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Herzer Financial Services

Loans from $75K to $1.5M. Maximum loan-to-value percentage of 65%. No credit score required.

1 State

Premier Money Source

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

1 State

Market Street Financial Solutions

Loans from $100K to $3M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Easy Street Capital

Loans from $100K to $3M. Maximum loan-to-value percentage of 70%. No credit score required.

2 States

IMC Money

Loans up to $2.5M. Maximum loan-to-value percentage of 100%. 680 credit score required.

1 State

Private Money Specialists

Loans from $75K to $50M. Maximum loan-to-value percentage of 75%. 500 credit score required.

48 States

Monkman Capital Equity

Loans from $50K to $50M. Maximum loan-to-value percentage of 95%. 550 credit score required.

50 States

Paradis Holdings LLC

Loans from $1K to $50M. Maximum loan-to-value percentage of 100%. No credit score required.

20 States