California Hard Money Lending Guide

Our platform has 553 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Val-Chris Investments

Loans from $20K to $2M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Red Tower Capital, Inc.

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 500 credit score required.

1 State

Lone Star Commercial Lending

Loans from $150K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

12 States

West Capital Consultants LLC

Loans from $300K to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Trust Fund Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 40%. No credit score required.

50 States

South End Capital Corporation

Loans from $175K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

45 States

VP Capital Lending

Loans from $50K to $5M. Maximum loan-to-value percentage of 90%. 680 credit score required.

45 States

CMN Funding

Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

California Hard Money Direct

Loans from $50K to $20M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Win-Win Capital Funding LLC

Loans from $50K to $500M. Maximum loan-to-value percentage of 95%. No credit score required.

50 States

Flip Funding, LLC

Loans from $150K to $5M. Maximum loan-to-value percentage of 80%. 600 credit score required.

44 States

Money Source of America

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Mr. Carol Brutus

Loans from $250K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

49 States

Frias Financial

Loans from $500K to $100M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Conventus Lending

Loans up to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

14 States