California Hard Money Lending Guide

Our platform has 484 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $36M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Global Integrity Finance

Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 621 credit score required.

48 States

Assent Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

21 States

Newfi Wholesale

Loans from $250K to $4M. Maximum loan-to-value percentage of 90%. 600 credit score required.

5 States