California Hard Money Lending Guide
Our platform has 555 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Bloomfield Capital
Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. No credit score required.
Tremont Realty Capital
Loans from $10M to $250M. Maximum loan-to-value percentage of 85%. 550 credit score required.
TaliMar Financial
Loans from $50K to $5M. Maximum loan-to-value percentage of 75%. 600 credit score required.
JMAC Funding
Loans from $30K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.
W Financial
Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.
SCHU Mortgage & Capital
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Barnett Capital LTD
Loans from $1M to $50M. Maximum loan-to-value percentage of 100%. No credit score required.
Vantex Capital Group
Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
AABM Capital
Loans from $25K to $300K. Maximum loan-to-value percentage of 100%. 700 credit score required.
Galloway Lending
Loans from $150K to $3M. Maximum loan-to-value percentage of 80%. No credit score required.
Alt Financial
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Petaluma Home Loans
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Allstar Capital Group
Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.
Infinity Commercial Lending
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
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