California Hard Money Lending Guide

Our platform has 557 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Attler Capital Group

Loans from $100K to $2.5M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Carlos Flores

Loans from $50K to $2.5M. Maximum loan-to-value percentage of 90%. 640 credit score required.

46 States

Billcutter Inc.

Loans from $50K to $15M. Maximum loan-to-value percentage of 90%. 500 credit score required.

1 State

Wambui Street

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Sun Loan Companu

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

3 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

iBorrow

Loans from $2M to $30M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

TF Management Group LLC

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Connvisions Capital Group

Loans from $50K to $2.5M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

Sherman Bridge Lending

Loans from $50K to $1M. Maximum loan-to-value percentage of 85%. 600 credit score required.

16 States

Stratton Equities

Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States

Milestone Financial

Loans from $50K to $2M. Maximum loan-to-value percentage of 65%. 399 credit score required.

1 State

Hard Money Go

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

TrustDeed Capital

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

2 States

MultiFamily.Loans

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States