California Hard Money Lending Guide

Our platform has 555 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Pacshores Mortgage Inc

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Aileron Residential Lending

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

Commercial Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Woody Financial Realty

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Freeman Commercial Lending

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sandstone Capital

Loans from $200K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Miramar Financial Group

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

North Street Finance, LLC

Loans up to $3M. Maximum loan-to-value percentage of 90%. 600 credit score required.

1 State

Cornerstone Company

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Brad Emmer

Loans from $25K to $1M. Maximum loan-to-value percentage of 80%. 400 credit score required.

48 States

Elite Wealth Management

Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.

50 States

Steve

Loans from $250K to $25M. Maximum loan-to-value percentage of 80%. No credit score required.

1 State

ABEZ Funding Solutions

Loans from $100K to $50M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Sentinel Stone Financial

Loans from $75K to $50M. Maximum loan-to-value percentage of 90%. 650 credit score required.

33 States