California Hard Money Lending Guide

Our platform has 559 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Darji Investments LLC

Loans from $100K to $5M. Maximum loan-to-value percentage of 3%. No credit score required.

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50 States

Westmont Capital

Loans from $120K to $35M. Maximum loan-to-value percentage of 90%. No credit score required.

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21 States

Mirate Equity LLC

Loans from $5M to $100M. Maximum loan-to-value percentage of 85%. 650 credit score required.

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7 States

Need a Loan?

Answer a few quick questions regarding your hard money requirements, and quickly get connected to lenders across the country. Compare loan offers and communicate with lenders directly on our platform until you find the deal you want. All available at no cost to you.