California Hard Money Lending Guide

Our platform has 553 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Flip Funding, LLC

Loans from $150K to $5M. Maximum loan-to-value percentage of 80%. 600 credit score required.

44 States

Money Source of America

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Titans Commercial MTG

Loans from $200K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Capital RB Solutions

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 620 credit score required.

38 States

Insula Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

47 States

Timothy Maloney

Loans from $60K to $850K. Maximum loan-to-value percentage of 100%. 620 credit score required.

45 States

2 Get Funded

Loans from $100K to $500M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

G&R Financial

Loans from $50K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Cherrywood Commercial

Loans from $200K to $5M. Maximum loan-to-value percentage of 80%. 650 credit score required.

49 States

Cache Private Capital

Loans from $500K to $15M. Maximum loan-to-value percentage of 90%. 500 credit score required.

50 States

AMUSA Commercial Capital

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 500 credit score required.

46 States

Pacific Private Money

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.

2 States

Sterling Pacific

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Hanover MC

Loans from $35K to $2M. Maximum loan-to-value percentage of 65%. 550 credit score required.

1 State

Floyd Private Money Broker

Loans from $75K to $500M. Maximum loan-to-value percentage of 100%. 500 credit score required.

50 States