California Hard Money Lending Guide
Our platform has 484 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $36M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Insula Capital Group
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
G&R Financial
Loans from $50K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.
Timothy Maloney
Loans from $60K to $850K. Maximum loan-to-value percentage of 100%. 620 credit score required.
Cherrywood Commercial
Loans from $200K to $5M. Maximum loan-to-value percentage of 80%. 650 credit score required.
Cache Private Capital
Loans from $500K to $15M. Maximum loan-to-value percentage of 90%. 500 credit score required.
AMUSA Commercial Capital
Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 500 credit score required.
Pacific Private Money
Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Sterling Pacific
Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
Hanover MC
Loans from $35K to $2M. Maximum loan-to-value percentage of 65%. 550 credit score required.
Pacific Capital Funding Corp
Loans from $150K to $5M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Floyd Private Money Broker
Loans from $75K to $500M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Red Tower Capital, Inc.
Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.
Sherpa Capital Group
Loans from $1M to $15M. Maximum loan-to-value percentage of 75%. No credit score required.
Vilasa Capital
Loans from $500K to $15M. Maximum loan-to-value percentage of 80%. 645 credit score required.
Grand Coast Capital Group
Loans from $100K to $3M. Maximum loan-to-value percentage of 88%. 600 credit score required.
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