California Hard Money Lending Guide
Our platform has 553 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Private Capital Lenders
Loans from $100K to $500M. Maximum loan-to-value percentage of 85%. No credit score required.
Excelsior Venture Solutions LLC
Loans from $2M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.
Universal Commercial Capital
Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
Rme finance, llc
Loans from $100K to $55M. Maximum loan-to-value percentage of 80%. 650 credit score required.
Saxe Mortgage Company
Loans from $100K to $10M. Maximum loan-to-value percentage of 70%. 600 credit score required.
FundingEdge
Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
Maggio Capital, Inc.
Loans from $21K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.
Magis Funding Solutions
Loans from $100K to $100M. Maximum loan-to-value percentage of 90%. 600 credit score required.
American Street Capital
Loans from $750K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Tuttle & Company
Loans from $200K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Rainbow Funding and Real Estate
Loans up to $5M. Maximum loan-to-value percentage of 96%. 500 credit score required.
1Bizfunding
Loans from $1M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.
PRIVATE CAPITAL INVESTORS
Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 500 credit score required.
First Capital Trust Deeds
Loans from $100K to $20M. Maximum loan-to-value percentage of 70%. 600 credit score required.
Jim Lackey Associates
Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.
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