California Hard Money Lending Guide
Our platform has 484 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $36M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Rme finance, llc
Loans from $100K to $55M. Maximum loan-to-value percentage of 80%. 650 credit score required.
FundingEdge
Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
PRIVATE CAPITAL INVESTORS
Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 500 credit score required.
Jim Lackey Associates
Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.
Merchants Mortgage
Loans up to $10M. Maximum loan-to-value percentage of 90%. 680 credit score required.
Carol City Capital LLC
Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.
Equity Trac
Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.
Rapid Merchant Capital, LLC.
Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
IGR Mortgage Services
Loans up to $10M. Maximum loan-to-value percentage of 70%. 600 credit score required.
SVN Capital Markets
Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.
Sound Capital Loans, LLC
Loans up to $10M. Maximum loan-to-value percentage of 90%. 680 credit score required.
INCA Capital
Loans from $750K to $15M. Maximum loan-to-value percentage of 75%. No credit score required.
Attler Capital Group
Loans from $100K to $2.5M. Maximum loan-to-value percentage of 70%. 400 credit score required.
Polaris Commercial Financing Group
Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Spyglass Lending
Loans from $75K to $3M. Maximum loan-to-value percentage of 75%. 550 credit score required.
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