California Hard Money Lending Guide
Our platform has 484 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $36M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Spyglass Lending
Loans from $75K to $3M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Blackhawk Investments Corp
Loans from $25K to $500M. Maximum loan-to-value percentage of 65%. No credit score required.
Lima One Capital
Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 660 credit score required.
Thorofare Capital, Inc.
Loans from $5M to $40M. Maximum loan-to-value percentage of 68%. No credit score required.
Windvest Corporation
Loans from $100K to $3M. Maximum loan-to-value percentage of 65%. No credit score required.
Equity Funding Source Inc.
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
Streit Lending
Loans from $300K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.
JMAC Funding
Loans from $30K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.
W Financial
Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.
SCHU Mortgage & Capital
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Barnett Capital LTD
Loans from $1M to $50M. Maximum loan-to-value percentage of 100%. No credit score required.
Barrett Financial Group
Loans from $30K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
RAM Capital Corporation
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Alt Financial
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Petaluma Home Loans
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
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Answer a few quick questions regarding your hard money requirements, and quickly get connected to lenders across the country. Compare loan offers and communicate with lenders directly on our platform until you find the deal you want. All available at no cost to you.