Florida Hard Money Lending Guide

Our platform has 489 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $44M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

T&M Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

46 States

Allied Commercial Funding

Loans from $100K to $2M. Maximum loan-to-value percentage of 75%. No credit score required.

43 States

George Smith Partners

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Nork Capital Trading

Loans from $75K to $5M. Maximum loan-to-value percentage of 70%. 620 credit score required.

1 State

Alpha Funding Corp.

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Lendero

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Black Hawk Funding

Loans up to $10M. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

Assent Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

21 States

Private Money Specialists

Loans from $75K to $50M. Maximum loan-to-value percentage of 75%. 500 credit score required.

48 States

Aero Capital Funding, Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 90%. No credit score required.

1 State

Realtypreneur Inc.

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

17 States

Equity Lending Solutions LLC

Loans from $100K to $3M. Maximum loan-to-value percentage of 70%. 680 credit score required.

2 States

Certain Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. 680 credit score required.

48 States

Sentinel Stone Financial

Loans from $75K to $50M. Maximum loan-to-value percentage of 90%. 650 credit score required.

33 States

3E Capital, LLC

Loans from $1K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States