Florida Hard Money Lending Guide

Our platform has 490 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $44M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

3T Funding

Loans from $100K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

United Capital Companies

Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Epic Capital Solutions

Loans from $250K to $4M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Northwind Financial

Loans from $500K to $500M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Pretty Gurls Investments

Loans from $20K to $5M. Maximum loan-to-value percentage of 85%. 650 credit score required.

50 States

HARD MONEY MORTGAGES LLC

Loans from $40K to $500K. Maximum loan-to-value percentage of 65%. No credit score required.

1 State

TPN Lending

Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

49 States

Clearedge Commercial

Loans from $75K to $2M. Maximum loan-to-value percentage of 80%. 680 credit score required.

47 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

GoKapital Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Security National Commercial Capital

Loans from $500K to $8M. Maximum loan-to-value percentage of 75%. 700 credit score required.

14 States

Residential Capital Partners

Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.

50 States

Palm Beach Mortgage Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

1 State

Waterbeach Capital

Loans from $5K to $100K. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Direct Money Lenders

Loans from $100K to $2M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States