Florida Hard Money Lending Guide

Our platform has 490 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $44M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

Rock East Group LLC

Loans from $50K to $50M. Maximum loan-to-value percentage of 90%. 570 credit score required.

4 States

Capital Funding Hard Money

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Sharestates

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

45 States

Royal Capital Group

Loans from $2.5M to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

1 State

Aileron Residential Lending

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

New Wave Loans

Loans from $200K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.

4 States

Direct Commercial Capital

Loans from $200K to $500K. Maximum loan-to-value percentage of 65%. No credit score required.

1 State

Lend Some Money

Loans from $25K to $10M. Maximum loan-to-value percentage of 65%. 594 credit score required.

46 States

Commercial Loan Direct

Loans from $1M to $5M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Joint Venture Capital

Loans from $250K to $10M. Maximum loan-to-value percentage of 85%. 620 credit score required.

50 States

Synergy Financial Partners

Loans from $100K to $10M. Maximum loan-to-value percentage of 77%. 525 credit score required.

17 States

63 Capital and Investments llc

Loans from $25K to $60M. Maximum loan-to-value percentage of 85%. 600 credit score required.

36 States

Accolend

Loans from $150K to $15M. Maximum loan-to-value percentage of 85%. 620 credit score required.

22 States

Commercial Mortgage Alliance LLC

Loans from $100K to $3.5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

36 States

Palermo Financial Group

Loans from $100K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.

4 States