Florida Hard Money Lending Guide

Our platform has 489 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $44M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

PhoneOps Funding LLC

Loans from $25K to $500K. Maximum loan-to-value percentage of 100%. 350 credit score required.

50 States

J. R. Andrews

Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 499 credit score required.

50 States

Winn Venture Capital

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Black Onyx Lending

Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Gorilla Capital

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Temple View Capital

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. No credit score required.

42 States

Dominion Mortgage Corporation

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

W Financial

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Vega Funding

Loans from $100K to $10M. Maximum loan-to-value percentage of 80%. 650 credit score required.

5 States

Ausburn Advisors

Loans from $100K to $2M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Resolute Commercial Capital

Loans up to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Edward Voccola & Co

Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Ocean Pacific Capital

Loans from $500K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Church Resource Company, LLC

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Snap.Build

Loans up to $1.5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

40 States