Florida Hard Money Lending Guide

Our platform has 490 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $44M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

VLEX Consulting LLC

Loans from $55K to $2M. Maximum loan-to-value percentage of 85%. 680 credit score required.

37 States

Blackhawk Investments Corp

Loans from $25K to $500M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Straightline Funding

Loans from $25K to $1M. Maximum loan-to-value percentage of 90%. 680 credit score required.

43 States

Refresh Funding

Loans from $50K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Emerald Creek Capital

Loans from $2M to $50M. Maximum loan-to-value percentage of 65%. 630 credit score required.

50 States

Madison Realty Capital

Loans from $3M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Direct Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

BridgeInvest

Loans from $1M to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

4 States

CME Real Estate & Loan Services

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Accelerate Commercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Swiftlend Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Aileron Residential Lending

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

New Wave Loans

Loans from $200K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.

4 States

Direct Commercial Capital

Loans from $200K to $500K. Maximum loan-to-value percentage of 65%. No credit score required.

1 State

Lend Some Money

Loans from $25K to $10M. Maximum loan-to-value percentage of 65%. 594 credit score required.

46 States