Florida Hard Money Lending Guide

Our platform has 491 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $44M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

Security National Commercial Capital

Loans from $500K to $8M. Maximum loan-to-value percentage of 75%. 700 credit score required.

14 States

Residential Capital Partners

Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.

50 States

Palm Beach Mortgage Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

1 State

Waterbeach Capital

Loans from $5K to $100K. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Direct Money Lenders

Loans from $100K to $2M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Sovereign Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Revere Capital

Loans from $2M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Visio Lending

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

40 States

Evernova Funding LLC

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

1 State

Universal Capital

Loans from $100K to $3M. Maximum loan-to-value percentage of 70%. No credit score required.

6 States

A10 Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Gateway Capital Mortgage

Loans up to $1M. Maximum loan-to-value percentage of 80%. No credit score required.

3 States

Summit Capital Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

AESG Capital, Inc

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Artos Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States