Florida Hard Money Lending Guide

Our platform has 415 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $42M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

Bayport Funding LLC

Loans from $80K to $8M. Maximum loan-to-value percentage of 90%. 600 credit score required.

5 States

Equity Lending, Inc.

Loans from $500K to $7M. Maximum loan-to-value percentage of 65%. 500 credit score required.

9 States

SVN Capital Markets

Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

32 States

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Sound Capital Loans, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. 680 credit score required.

14 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Bloomfield Capital

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

iBorrow

Loans from $2M to $30M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Sunset Equity Funding

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. 570 credit score required.

50 States

JCAP Private Lending

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.

39 States

Refresh Funding

Loans from $50K to $3M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Emerald Creek Capital

Loans from $2M to $50M. Maximum loan-to-value percentage of 65%. 630 credit score required.

50 States

Madison Realty Capital

Loans from $3M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Direct Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Resolute Commercial Capital

Loans up to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States