Idaho Hard Money Lending Guide

Our platform has 287 hard money lenders that service Idaho. The loans they offer range from no minimum to $500M with an average cap of $52M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Idaho ranks as #34 in popularity for hard money lenders. The area with the most real estate and lending activity is Boise City. To find a lender that meets your exact criteria, submit a quick request.

Rapid Merchant Capital, LLC.

Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sound Capital Loans, LLC

Loans up to $10M. Maximum loan-to-value percentage of 90%. 680 credit score required.

14 States

Avatar Financial Group

Loans from $500K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

GoKapital Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Straightline Funding

Loans from $25K to $1M. Maximum loan-to-value percentage of 90%. 680 credit score required.

43 States

Velocity Mortgage Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Direct Money Lenders

Loans from $100K to $2M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

W Financial

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Dividend America

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

American Funding Corporation

Loans from $5M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

George Smith Partners

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

AESG Capital, Inc

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Snap.Build

Loans up to $1.5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

40 States