Illinois Hard Money Lending Guide

Our platform has 388 hard money lenders that service Illinois. The loans they offer range from no minimum to $500M with an average cap of $52M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Illinois ranks as #17 in popularity for hard money lenders. The areas with the most real estate and lending activity are Chicago, Aurora and Rockford. To find a lender that meets your exact criteria, submit a quick request.

Steven Simantob

Loans from $1M to $15M. Maximum loan-to-value percentage of 75%. No credit score required.

16 States

Investments Made LLC

Loans from $250K to $25M. Maximum loan-to-value percentage of 90%. 600 credit score required.

24 States

Wambui Street

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Private Mortgage Financing Partners

Loans from $400K to $3M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Commercial Funding International

Loans from $500K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

W Financial

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

New Era Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

Paramount Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

USA Private Money

Loans from $45K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Summit Capital Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Lincoln Road Funding Corporation

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Aero Capital Finance

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

18 States

Joint Venture Capital

Loans from $250K to $10M. Maximum loan-to-value percentage of 85%. 620 credit score required.

50 States

Mac Owen Akata

Loans from $50K to $3M. Maximum loan-to-value percentage of 75%. 600 credit score required.

29 States