Illinois Hard Money Lending Guide

Our platform has 390 hard money lenders that service Illinois. The loans they offer range from no minimum to $500M with an average cap of $53M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Illinois ranks as #17 in popularity for hard money lenders. The areas with the most real estate and lending activity are Chicago, Aurora and Rockford. To find a lender that meets your exact criteria, submit a quick request.

Mesa West Capital

Loans from $20M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

REI Funding

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

40 States

Crestbridge Capital

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

46 States

Flip Funding LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 100%. 525 credit score required.

46 States

Synergy Financial Partners

Loans from $100K to $10M. Maximum loan-to-value percentage of 77%. 525 credit score required.

17 States

John Morelli

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

Monkman Capital Equity

Loans from $50K to $50M. Maximum loan-to-value percentage of 95%. 550 credit score required.

50 States

Hard Money Capital Group

Loans from $100K to $20M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

MICHAEL KONDRACKI

Loans from $1M to $500M. Maximum loan-to-value percentage of 80%. 639 credit score required.

47 States

Atlantic National Trust

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.

31 States

RCN Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

45 States

Money 360

Loans from $3M to $25M. Maximum loan-to-value percentage of 75%. 500 credit score required.

50 States

Thorofare Capital, Inc.

Loans from $5M to $40M. Maximum loan-to-value percentage of 68%. No credit score required.

50 States

GREI Financial

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Anglo-American Financial

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States