Iowa Hard Money Lending Guide

Our platform has 320 hard money lenders that service Iowa. The loans they offer range from no minimum to $500M with an average cap of $56M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Iowa ranks as #44 in popularity for hard money lenders. The areas with the most real estate and lending activity are Des Moines and Cedar Rapids. To find a lender that meets your exact criteria, submit a quick request.

Rapid Merchant Capital, LLC.

Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Black Onyx Lending

Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

iBorrow

Loans from $2M to $30M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Dynamic Equity Partners

Loans up to $50K. Maximum loan-to-value percentage of 60%. No credit score required.

50 States

Allcity Finance

Loans from $50K to $30M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Owens Financial Group

Loans from $1M to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Capital Funding Hard Money

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Sharestates

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

45 States

George Smith Partners

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Bayard Business Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

JID Investments, LLC

Loans up to $1M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Black Hawk Funding

Loans up to $10M. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States