Kentucky Hard Money Lending Guide

Our platform has 353 hard money lenders that service Kentucky. The loans they offer range from no minimum to $500M with an average cap of $54M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Kentucky ranks as #25 in popularity for hard money lenders. The areas with the most real estate and lending activity are Louisville/Jefferson and Lexington-Fayette. To find a lender that meets your exact criteria, submit a quick request.

Sherman Bridge Lending

Loans from $50K to $1M. Maximum loan-to-value percentage of 85%. 600 credit score required.

16 States

Aspen Capital Funding

Loans from $1M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Red Brick Financial

Loans from $60K to $225K. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

Revere Capital

Loans from $2M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Dividend America

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

MM Lending

Loans from $50K to $500K. Maximum loan-to-value percentage of 80%. No credit score required.

3 States

George Smith Partners

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Jim Mischner

Loans from $20K to $4M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Crestbridge Capital

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

46 States

Joint Venture Capital

Loans from $250K to $10M. Maximum loan-to-value percentage of 85%. 620 credit score required.

50 States

Alternative Funding Partners

Loans from $300K to $10M. Maximum loan-to-value percentage of 65%. 600 credit score required.

50 States

Realty Capital Source

Loans from $50K to $1M. Maximum loan-to-value percentage of 90%. 640 credit score required.

19 States

TPN Lending

Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

49 States

Certain Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. 680 credit score required.

48 States

Legacy Home Loans LLC

Loans from $150K to $5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

19 States