Kentucky Hard Money Lending Guide

Our platform has 353 hard money lenders that service Kentucky. The loans they offer range from no minimum to $500M with an average cap of $54M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Kentucky ranks as #25 in popularity for hard money lenders. The areas with the most real estate and lending activity are Louisville/Jefferson and Lexington-Fayette. To find a lender that meets your exact criteria, submit a quick request.

Brad Emmer

Loans from $25K to $1M. Maximum loan-to-value percentage of 80%. 400 credit score required.

48 States

14th Street Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Lehua Sutterfield

Loans from $250K to $4M. Maximum loan-to-value percentage of 85%. 659 credit score required.

28 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States

Clearedge Commercial

Loans from $75K to $2M. Maximum loan-to-value percentage of 80%. 680 credit score required.

47 States

Private Mortgage Financing Partners

Loans from $400K to $3M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Dynamic Equity Partners

Loans up to $50K. Maximum loan-to-value percentage of 60%. No credit score required.

50 States

Mercury Capital USA

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

North Shore Funding

Loans from $150K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Apple Capital Group

Loans from $25K to $100M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Edward Voccola & Co

Loans from $200K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Niche Capital Advisors

Loans from $1M to $20M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Magnus Commercial Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Artos Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States