Kentucky Hard Money Lending Guide

Our platform has 305 hard money lenders that service Kentucky. The loans they offer range from no minimum to $500M with an average cap of $53M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Kentucky ranks as #24 in popularity for hard money lenders. The areas with the most real estate and lending activity are Louisville/Jefferson and Lexington-Fayette. To find a lender that meets your exact criteria, submit a quick request.

Foxworth Commercial Capital

Loans from $150K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Roc Capital Holdings LLC

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Stratton Equities

Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States

Allcity Finance

Loans from $50K to $30M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Owens Financial Group

Loans from $1M to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Commercial Lender Link

Loans from $100K to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

9 States

Direct Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Resolute Commercial Capital

Loans up to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

3T Funding

Loans from $100K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Royalty Business Lending

Loans from $60K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Flip Funding LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 100%. 525 credit score required.

46 States

Oracle Loans

Loans from $100K to $15M. Maximum loan-to-value percentage of 100%. 500 credit score required.

43 States

Anglo-American Financial

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Prescient Capital Management

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Capital Funding Hard Money

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States