Kentucky Hard Money Lending Guide

Our platform has 353 hard money lenders that service Kentucky. The loans they offer range from no minimum to $500M with an average cap of $54M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Kentucky ranks as #25 in popularity for hard money lenders. The areas with the most real estate and lending activity are Louisville/Jefferson and Lexington-Fayette. To find a lender that meets your exact criteria, submit a quick request.

Sovereign Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Meridian Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

American Funding Corporation

Loans from $5M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

REI Funding

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

40 States

Freeman Commercial Lending

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Joint Venture Capital

Loans from $250K to $10M. Maximum loan-to-value percentage of 85%. 620 credit score required.

50 States

Alternative Funding Partners

Loans from $300K to $10M. Maximum loan-to-value percentage of 65%. 600 credit score required.

50 States

Realty Capital Source

Loans from $50K to $1M. Maximum loan-to-value percentage of 90%. 640 credit score required.

19 States

TPN Lending

Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

49 States

Certain Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. 680 credit score required.

48 States

Legacy Home Loans LLC

Loans from $150K to $5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

19 States

Black Onyx Lending

Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Gorilla Capital

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Straightline Funding

Loans from $25K to $1M. Maximum loan-to-value percentage of 90%. 680 credit score required.

43 States

Commercial Funding International

Loans from $500K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States