Kentucky Hard Money Lending Guide

Our platform has 356 hard money lenders that service Kentucky. The loans they offer range from no minimum to $500M with an average cap of $56M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Kentucky ranks as #25 in popularity for hard money lenders. The areas with the most real estate and lending activity are Louisville/Jefferson and Lexington-Fayette. To find a lender that meets your exact criteria, submit a quick request.

Dividend America

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

MM Lending

Loans from $50K to $500K. Maximum loan-to-value percentage of 80%. No credit score required.

3 States

George Smith Partners

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Jim Mischner

Loans from $20K to $4M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Crestbridge Capital

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

46 States

Infinity Commercial Lending

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Synergy Financial Partners

Loans from $100K to $100M. Maximum loan-to-value percentage of 95%. 400 credit score required.

41 States

American Financial Network, Inc

Loans from $150K to $8M. Maximum loan-to-value percentage of 85%. 350 credit score required.

49 States

PhoneOps Funding LLC

Loans from $25K to $500K. Maximum loan-to-value percentage of 100%. 350 credit score required.

50 States

ABEZ Funding Solutions

Loans from $100K to $50M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Sentinel Stone Financial

Loans from $75K to $50M. Maximum loan-to-value percentage of 90%. 650 credit score required.

33 States

Barnett REI Finance

Loans from $1K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

GoKapital Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Velocity Mortgage Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

GREI Financial

Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States