Massachusetts Hard Money Lending Guide

Our platform has 387 hard money lenders that service Massachusetts. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Massachusetts ranks as #15 in popularity for hard money lenders. The areas with the most real estate and lending activity are Boston, Worcester, Springfield and Cambridge. To find a lender that meets your exact criteria, submit a quick request.

Fusion Private

Loans up to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Secured Investment Lending Corp.

Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 540 credit score required.

45 States

Velocity Mortgage Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Emerald Creek Capital

Loans from $2M to $50M. Maximum loan-to-value percentage of 65%. 630 credit score required.

50 States

Winston Capital

Loans from $150K to $25M. Maximum loan-to-value percentage of 85%. No credit score required.

24 States

Dividend America

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Sharestates

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

45 States

CBC Realty Investments

Loans from $200K to $3M. Maximum loan-to-value percentage of 80%. No credit score required.

2 States

AmeriCommercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Fox Point Lending

Loans from $75K to $3M. Maximum loan-to-value percentage of 90%. 600 credit score required.

4 States

Sage Global Finance, LLC

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Miramar Financial Group

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

HouseMax Funding

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

47 States

Metroplex Lending LLC

Loans from $10K to $500M. Maximum loan-to-value percentage of 100%. 400 credit score required.

50 States

Webster Lending Llc

Loans from $200K to $50M. Maximum loan-to-value percentage of 85%. 600 credit score required.

26 States