Massachusetts Hard Money Lending Guide

Our platform has 388 hard money lenders that service Massachusetts. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Massachusetts ranks as #16 in popularity for hard money lenders. The areas with the most real estate and lending activity are Boston, Worcester, Springfield and Cambridge. To find a lender that meets your exact criteria, submit a quick request.

A10 Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Ocean Pacific Capital

Loans from $500K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

K2 Commercial Finance

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 550 credit score required.

49 States

Northwind Financial

Loans from $500K to $500M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

One Park Financial

Loans from $300K to $11.5M. Maximum loan-to-value percentage of 80%. 700 credit score required.

12 States

Steven Simantob

Loans from $1M to $15M. Maximum loan-to-value percentage of 75%. No credit score required.

16 States

Wambui Street

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

First Rehab Lending

Loans up to $1.3M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Roc Capital Holdings LLC

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Endeavor Capital Partners

Loans from $100K to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

2 States

Commercial Funding International

Loans from $500K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

Red Brick Financial

Loans from $60K to $225K. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

Hamptons Financial

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Direct Commercial Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

GFS Commercial Loans

Loans from $150K to $15M. Maximum loan-to-value percentage of 90%. 580 credit score required.

46 States