Massachusetts Hard Money Lending Guide

Our platform has 387 hard money lenders that service Massachusetts. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Massachusetts ranks as #15 in popularity for hard money lenders. The areas with the most real estate and lending activity are Boston, Worcester, Springfield and Cambridge. To find a lender that meets your exact criteria, submit a quick request.

Investor Direct Capital

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. 500 credit score required.

47 States

Silver Hill Funding

Loans from $250K to $2M. Maximum loan-to-value percentage of 100%. No credit score required.

43 States

3T Funding

Loans from $100K to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

United Capital Companies

Loans from $2M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Global Integrity Finance

Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 621 credit score required.

48 States

World Business Lenders

Loans from $25K to $2M. Maximum loan-to-value percentage of 75%. 475 credit score required.

50 States

Beth Sims

Loans from $750K to $20M. Maximum loan-to-value percentage of 40%. 640 credit score required.

50 States

RF-Boston, Real Estate Finance Boston

Loans from $250K to $25M. Maximum loan-to-value percentage of 70%. No credit score required.

2 States

Realtypreneur Inc.

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

17 States

TPN Lending

Loans from $50K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

49 States

Colvert Capital Funding

Loans from $100K to $50M. Maximum loan-to-value percentage of 100%. 550 credit score required.

48 States

Bridgeview Mortgage

Loans from $1K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Lending One

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Thorofare Capital, Inc.

Loans from $5M to $40M. Maximum loan-to-value percentage of 68%. No credit score required.

50 States

Residential Capital Partners

Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.

50 States